The Indus Zone Tech Desk | Published: Nov 17, 2025 | Prime Minister Narendra Modi is set to release the 21st installment of the PM-KISAN scheme on November 19
bringing another major financial boost to crores of farmer families across India. With this upcoming release, the total amount transferred directly into farmers’ bank accounts under the scheme has crossed an impressive ₹3.7 lakh crore, supporting more than 11 crore beneficiaries nationwide.
One of the World’s Largest DBT Schemes
The PM-KISAN (Pradhan Mantri Kisan Samman Nidhi) scheme provides ₹6,000 annually to eligible farmer families in three equal installments. Over the years, it has grown into one of the biggest Direct Benefit Transfer (DBT) programmes globally, offering timely income support to millions.
The Ministry of Agriculture highlighted that over 25% of PM-KISAN beneficiaries are women, reflecting the government’s effort to promote financial inclusion and empower women farmers.
Digital Reforms Strengthen the Scheme
A key reason behind PM-KISAN’s seamless delivery is the rapid adoption of digital systems. The Ministry noted several improvements:
✔ Aadhaar-Based e-KYC
Farmers can now complete e-KYC through:
OTP verification
Biometric authentication
Face authentication
These upgrades ensure secure and faster verification for all farmers.
✔ Farmer-Friendly Digital Services
PM-KISAN Mobile App: Helps farmers track their application and payment status.
Updated Web Portal with “Know Your Status” feature.
Doorstep Aadhaar-linked banking through India Post Payments Bank (IPPB), making transactions accessible even in rural interiors.
AI-Powered Kisan-eMitra Chatbot
To enhance accessibility, the government has introduced a multilingual, AI-driven Kisan-eMitra chatbot. Available 24/7 in 11 regional languages, it allows farmers to:
Check their PM-KISAN application status
Verify installment details
Clear doubts and resolve issues instantly
This digital assistant aims to reduce dependency on physical visits to government offices, saving time and effort for farmers.
Farmer Registry for Seamless Welfare Delivery
The government has also launched a Farmer Registry, designed to consolidate records and simplify access to all agricultural welfare schemes. This initiative helps:
Eliminate repetitive paperwork
Ensure faster approval of benefits
Improve last-mile delivery for rural communities
By maintaining a unified database, the registry promises better transparency and efficiency across all farmer-related schemes.
Conclusion
As PM Modi prepares to release the 21st PM-KISAN installment on November 19, crores of farmers are set to receive crucial financial support ahead of the Rabi season. With strengthened digital systems, AI tools, and streamlined verification, PM-KISAN continues to evolve into a more accessible, secure, and farmer-centric scheme.
